.refreshed-page{--editorial-ink:#103f50}.refreshed-page .page-hero-wrap{min-height:460px;padding-bottom:38px}.refreshed-page .page-hero{height:100%}.refreshed-page .page-hero:before{background:linear-gradient(0deg,#fffffffa,#ffffffdb 27%,#ffffff0d 78%)}.page-hero--insurance{background-image:url(/img/optimized/3e4029eeaa825762-1280.webp);background-position:center 42%}.page-hero--about-new{background-image:url(/img/optimized/77402a9caf9ab543-1280.webp);background-position:center}.page-hero--contact-new{background-image:url(/img/optimized/e98f0414dc277dae-1280.webp);background-position:center}.hero-eyebrow{z-index:2;position:relative;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--secondary);font-size:.9rem;margin:0 0 12px}.refreshed-page .section-subtitle{max-width:900px;margin-bottom:0}.refreshed-page .content-section{margin-top:64px}.eyebrow{color:#586f78;font-size:.9rem;font-weight:700;letter-spacing:.13em;margin:0 0 12px}.lead{font-size:1.4rem;line-height:1.65;color:var(--secondary)}.section-intro{color:var(--dark-gray);font-size:1.2rem;line-height:1.65;max-width:850px;margin:0 0 28px}.editorial-intro{display:grid;grid-template-columns:minmax(0,1.8fr) minmax(250px,1fr);gap:56px;align-items:center}.editorial-intro h2{margin-top:0}.button-row{display:flex;gap:24px;align-items:center;flex-wrap:wrap;margin-top:28px}.pill{border-radius:999px;display:inline-flex;gap:14px;align-items:center;justify-content:center;white-space:normal}.text-link{display:inline-flex;align-items:center;gap:12px;color:var(--secondary);text-decoration:none;font-size:1.05rem;font-weight:700;border:0;border-bottom:2px solid var(--primary);padding:4px 0;background:transparent;cursor:pointer}.text-link:hover{color:#08738c}.text-link:focus-visible,.coverage-toggle:focus-visible{outline:3px solid #e7af00;outline-offset:4px}.editorial-note{background:#fff2bf;border-radius:24px;padding:36px;position:relative}.editorial-note>i{font-size:2.4rem;color:var(--secondary)}.editorial-note h3{font-size:1.6rem;color:var(--secondary);margin:18px 0 10px}.editorial-note p{font-size:1.15rem;color:var(--secondary);line-height:1.6;margin:0}.variant-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.variant-card{background:#fff;border-radius:18px;padding:28px;border-top:4px solid var(--primary);box-shadow:var(--shadow)}.variant-card:last-child{background:var(--secondary);color:#fff}.variant-card:last-child h3,.variant-card:last-child strong{color:#fff}.variant-card:last-child p,.variant-card:last-child>span{color:#e3eff3}.variant-card h3{font-size:1.8rem;margin:0 0 10px}.variant-card p{min-height:52px;font-size:1.1rem}.variant-card>span{font-size:.95rem;display:block}.variant-card strong{display:block;font-size:2rem;margin-top:5px}.coverage-toolbar{display:flex;gap:20px;justify-content:space-between;align-items:center;margin:40px 0 18px;flex-wrap:wrap}.coverage-toolbar h3{margin:0;color:var(--secondary);font-size:1.6rem}.coverage-wrapper{border:1px solid #dce3e7;border-radius:16px;overflow:hidden;background:#fff}.coverage-table{border-collapse:collapse;width:100%;table-layout:fixed;color:var(--secondary);font-size:1.05rem}.coverage-table th,.coverage-table td{padding:18px 16px;border-bottom:1px solid #e2e7e9;vertical-align:middle;overflow-wrap:anywhere}.coverage-table thead th{background:var(--secondary);color:#fff;font-size:1.15rem}.coverage-table thead th:first-child{width:40%;text-align:left}.coverage-table tbody th{text-align:left;font-weight:600}.coverage-table td{text-align:center}.coverage-table .coverage-main:nth-child(2n){background:#f2f6f7}.coverage-table .coverage-detail{background:#fffaf0;font-size:.96rem}.coverage-detail th{padding-left:32px;font-weight:400!important}.coverage-toggle{font:inherit;color:inherit;text-align:left;display:flex;align-items:center;justify-content:space-between;gap:12px;width:100%;border:0;background:transparent;cursor:pointer;padding:0}.coverage-toggle>span:last-child{color:#947000;font-size:1.4rem;flex-shrink:0}.coverage-yes{font-size:1.4rem;font-weight:700;color:#16745b}.coverage-no{color:#7c8c93}.mobile-variant{display:none}.fine-print{font-size:.95rem;line-height:1.6;color:#60717a;margin-top:20px}.fine-print a{color:var(--secondary)}.addon-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.addon-card{border-radius:18px;background:#fff;box-shadow:var(--shadow);overflow:hidden;display:flex;flex-direction:column}.addon-card>img{width:100%;height:200px;object-fit:cover}.addon-card>div{padding:26px;flex:1;display:flex;flex-direction:column;align-items:flex-start}.addon-card h3{margin:0 0 12px;font-size:1.55rem;color:var(--secondary)}.addon-card p{margin:0 0 24px;font-size:1.1rem;color:var(--dark-gray);line-height:1.6}.addon-card a{margin-top:auto}.closing-cta{border-radius:24px;padding:40px;background:#fff0b4;display:flex;gap:32px;justify-content:space-between;align-items:center}.closing-cta h2{color:var(--secondary);font-size:2rem;margin:0 0 12px}.closing-cta p:last-child{font-size:1.15rem;margin:0}.closing-cta .btn{flex-shrink:0}.about-story{position:relative;display:grid;grid-template-columns:230px minmax(0,1fr);gap:48px;background:#fff;padding:42px;border-radius:24px;box-shadow:var(--shadow);overflow:hidden}.about-story:after{content:"";position:absolute;width:250px;height:250px;border:1px solid #e9c959;border-radius:50%;right:-140px;bottom:-140px;pointer-events:none}.story-accent{align-self:stretch;border-radius:18px;background:#fff2bd;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:28px;padding:32px 16px;text-align:center}.story-accent i{font-size:5rem;color:var(--secondary);transform:rotate(-15deg)}.story-accent span{color:var(--secondary);font-size:.95rem;font-weight:700;letter-spacing:.08em;line-height:1.7}.about-story p:last-child,.about-partners p{font-size:1.15rem;line-height:1.75;color:var(--dark-gray)}.service-editorial-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.service-editorial-card{border-bottom:3px solid var(--primary);background:#fff;padding:30px;border-radius:16px}.service-editorial-card>i{font-size:2rem;color:#bc8900}.service-editorial-card h3{color:var(--secondary);font-size:1.5rem;margin:20px 0 12px}.service-editorial-card p{font-size:1.1rem;color:var(--dark-gray);line-height:1.65;margin:0}.about-partners{display:grid;grid-template-columns:1.2fr 1fr;gap:48px;align-items:start}.process-card{background:#fff;padding:32px;border-radius:20px}.process-card h3{font-size:1.5rem;color:var(--secondary);margin:0 0 24px}.process-card ol{list-style:none;counter-reset:steps;margin:0;padding:0;display:grid;gap:24px}.process-card li{counter-increment:steps;position:relative;padding-left:48px}.process-card li:before{content:counter(steps);position:absolute;left:0;top:0;background:var(--primary);color:var(--secondary);border-radius:50%;width:30px;height:30px;display:grid;place-items:center;font-weight:700}.process-card strong,.process-card span{display:block;color:var(--secondary);font-size:1.15rem}.process-card span{margin-top:5px;color:var(--dark-gray);font-size:1.05rem}.contact-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.contact-card{padding:32px;border-radius:20px;box-shadow:var(--shadow);background:#fff;display:flex;flex-direction:column;align-items:flex-start}.contact-card>i{width:56px;height:56px;display:grid;place-items:center;background:#fff3c0;border-radius:50%;color:var(--secondary);font-size:1.4rem}.contact-card h3{margin:24px 0 16px;font-size:1.55rem;color:var(--secondary)}.contact-card>a:not(.text-link){font-size:1.35rem;color:var(--secondary);margin-bottom:10px;text-decoration:none;overflow-wrap:anywhere}.contact-card>a:hover{text-decoration:underline}.contact-card p{font-size:1.1rem;color:var(--dark-gray);margin:0 0 18px}.contact-card .text-link{margin-top:auto}.contact-location{display:grid;grid-template-columns:minmax(250px,1fr) minmax(0,1.8fr);gap:48px;align-items:center}.contact-location address{font-style:normal;font-size:1.3rem;color:var(--secondary);line-height:1.7;margin-bottom:22px}.contact-location iframe{height:420px}.location-note{display:flex;align-items:flex-start;gap:16px;margin-top:32px;color:var(--dark-gray)}.location-note i{color:#b78800;font-size:1.5rem}.location-note p{margin:0;font-size:1.05rem;line-height:1.6}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media (max-width:650px){.coverage-table td{font-size:.95rem;overflow-wrap:normal}}@media (max-width:991.98px){.editorial-intro{gap:28px;grid-template-columns:1.4fr 1fr}.addon-grid,.service-editorial-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.about-story{grid-template-columns:160px 1fr;gap:28px;padding:28px}.about-partners,.contact-location{gap:28px}.contact-grid{gap:16px}.contact-card{padding:24px}.closing-cta{flex-direction:column;align-items:flex-start}}@media (max-width:767.98px){.refreshed-page .page-hero-wrap{min-height:410px}.refreshed-page .content-section{margin-top:40px}.editorial-intro,.about-partners,.contact-location,.contact-grid{grid-template-columns:1fr}.variant-grid{gap:12px}.variant-card{padding:20px 16px}.variant-card strong,.variant-card h3{font-size:1.5rem}.about-story{grid-template-columns:1fr;padding:28px}.story-accent{flex-direction:row;gap:24px;padding:24px;justify-content:flex-start}.story-accent i{font-size:3rem}.story-accent span{text-align:left}.closing-cta,.contact-card{padding:28px}}@media (max-width:650px){.variant-grid{grid-template-columns:1fr}.variant-card p{min-height:0}.coverage-toolbar{align-items:flex-start}.mobile-variant{display:flex;width:100%;align-items:center;gap:12px;color:var(--secondary);font-weight:700}.mobile-variant select{flex:1;border:1px solid #a7bac3;border-radius:10px;padding:10px;background:#fff;font:inherit;color:var(--secondary)}.coverage-table th,.coverage-table td{padding:14px 12px}.coverage-table thead th:first-child{width:64%}.coverage-table[data-variant="1"] tr>*:nth-child(3),.coverage-table[data-variant="1"] tr>*:nth-child(4),.coverage-table[data-variant="2"] tr>*:nth-child(2),.coverage-table[data-variant="2"] tr>*:nth-child(4),.coverage-table[data-variant="3"] tr>*:nth-child(2),.coverage-table[data-variant="3"] tr>*:nth-child(3){display:none}.coverage-detail th{padding-left:22px}.addon-grid,.service-editorial-grid{grid-template-columns:1fr}.refreshed-page .page-title{overflow-wrap:anywhere}.page-hero--contact-new{background-position:62% center}.page-hero--about-new{background-position:70% center}}@media (max-width:650px){.coverage-table thead th:first-child{width:60%}}.coverage-help{color:#526d78;font-size:1rem;line-height:1.5;margin:-4px 0 18px;display:flex;align-items:flex-start;gap:10px}.coverage-table .coverage-toggle{padding:8px 10px;border-radius:10px;background:#e0eef2;color:#103f50;gap:14px;border:1px solid #bed4dc;min-height:56px}.coverage-table .coverage-toggle:hover{background:#cde4eb;border-color:#528b9d}.coverage-toggle>.coverage-affordance{display:flex;align-items:center;justify-content:flex-end;gap:8px;color:#103f50!important;font-size:.8rem!important;flex-shrink:0}.coverage-action{max-width:58px;font-weight:600;line-height:1.2}.coverage-symbol{position:relative;display:inline-block;flex-shrink:0;width:30px;height:30px;background:#ffd02f;border-radius:50%;font-size:0!important;line-height:1}.coverage-symbol:before,.coverage-symbol:after{content:"";position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);background:#103d4d;border-radius:1px}.coverage-symbol:after{width:12px;height:2px}.coverage-symbol:before{width:2px;height:12px}.coverage-toggle[aria-expanded=true] .coverage-symbol:before{display:none}.coverage-toggle[aria-expanded=true]{background:#fff3c7!important;border-color:#d4b345!important}@media (max-width:650px){.coverage-table .coverage-toggle{flex-direction:column;align-items:flex-start;gap:9px}.coverage-toggle>.coverage-affordance{align-self:flex-start}.coverage-action{max-width:none}}